Privacy Policy

WEBSITE PRIVACY POLICY

Parker Benefits Group LLC ("Parker Benefits Group," "we," "our," or "us") owns and operates this website (the "Website") and provides insurance brokerage, employee benefits consulting, enrollment support, compliance assistance, and related insurance services. This Privacy Policy applies to visitors to our Website, prospective clients, clients, employers, employees, insurance carriers, business partners, and other individuals who interact with us through our Website or services.

This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information. We maintain reasonable administrative, technical, and physical safeguards designed to protect the confidentiality, integrity, and security of personal information collected through our Website and business operations.

INFORMATION WE COLLECT

You are not required to provide personal information to browse publicly available portions of our Website. However, we may collect personal information when you voluntarily provide it to us, request services, complete forms, communicate with us, or otherwise interact with our Website.

Personal information we may collect includes:

• Name, mailing address, email address, telephone number, employer name, job title, and other contact information.

• Information related to employee benefit plans, insurance coverage, enrollments, eligibility, dependents, and beneficiaries.

• Information contained in census data, enrollment files, applications, forms, and supporting documentation.

• Insurance policy information, carrier information, coverage selections, renewal information, and claims-related information.

• Financial and billing information necessary to process authorized transactions.

• Communications with us through email, telephone, online forms, surveys, webinars, meetings, and other interactions.

• Information obtained from insurance carriers, employers, third party administrators, vendors, service providers, and publicly available sources.

• Website usage information, including browser type, operating system, IP address, referring website, pages visited, and dates and times of access.

• Marketing preferences, customer feedback, survey responses, and other information you choose to provide.

HOW WE USE PERSONAL INFORMATION

We may use personal information for one or more of the following purposes:

• To provide insurance brokerage, employee benefits consulting, and related services.

• To evaluate, market, quote, place, enroll, administer, renew, and service insurance policies and employee benefit plans.

• To communicate with insurance carriers, employers, employees, plan participants, third party administrators, payroll vendors, enrollment platforms, and service providers.

• To process requests for proposals, applications, enrollments, policy changes, renewals, and other transactions.

• To provide customer service and respond to inquiries.

• To operate, maintain, improve, and secure our Website, systems, and business operations.

• To conduct business analytics, quality assurance reviews, research, training, and service improvements.

• To comply with applicable laws, regulations, licensing requirements, contractual obligations, and regulatory inquiries.

• To protect our legal rights, business interests, clients, users, and property.

• To investigate fraud, security incidents, unauthorized activity, or other misconduct.

• To facilitate mergers, acquisitions, reorganizations, financing transactions, asset sales, or other corporate transactions.

DISCLOSURE OF PERSONAL INFORMATION

We do not sell personal information.

We may disclose personal information to:

• Insurance carriers, underwriters, and benefit providers.

• Third party administrators, enrollment vendors, payroll providers, COBRA administrators, and benefits administration platforms.

• Accountants, attorneys, auditors, consultants, actuaries, and other professional advisors.

• Information technology providers, software vendors, cloud service providers, cybersecurity providers, and other service providers supporting our operations.

• Government agencies, regulators, courts, law enforcement agencies, and other parties where required by law or legal process.

• Successors in connection with mergers, acquisitions, or asset transfers.

• Other parties with your consent or as otherwise permitted by law.

HIPAA AND PROTECTED HEALTH INFORMATION

In certain circumstances, Parker Benefits Group LLC may receive, access, transmit, or assist in the administration of protected health information ("PHI") in connection with employee benefit plans and insurance programs.

Where applicable, Parker Benefits Group LLC will maintain and use PHI in accordance with the Health Insurance Portability and Accountability Act of 1996 ("HIPAA"), applicable state privacy laws, business associate agreements, and other applicable legal requirements.

COOKIES AND TRACKING TECHNOLOGIES

Our Website may utilize cookies, web beacons, pixels, analytics tools, and similar technologies to improve user experience, monitor Website performance, analyze traffic patterns, and enhance our services.

Cookies are small files stored on your device that help websites recognize users and improve functionality. You may configure your browser settings to reject cookies; however, certain Website functionality may be limited as a result.

We may utilize third party analytics providers, including website traffic monitoring services, to better understand how visitors use our Website.

SOCIAL MEDIA FEATURES

Our Website may contain links to social media platforms or incorporate social media features. These third parties may collect information regarding your interactions with their services. The collection and use of such information is governed by the privacy policies of the applicable social media platform.

We are not responsible for the privacy practices of third party websites, social media platforms, or external services.

IP ADDRESSES

We may collect and log Internet Protocol (IP) addresses for purposes including security monitoring, fraud prevention, system administration, troubleshooting, website analytics, and business operations.

DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, misuse, or destruction.

While we employ security measures designed to protect information, no system or method of transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot guarantee absolute security.

If required by applicable law, we will provide notice of certain security breaches involving personal information.

DATA RETENTION

We retain personal information only for as long as reasonably necessary to provide services, comply with legal obligations, enforce agreements, resolve disputes, maintain business records, and satisfy regulatory requirements.

When personal information is no longer required, we will securely destroy, delete, anonymize, or otherwise dispose of the information in accordance with applicable laws and business practices.

YOUR RIGHTS

Depending upon your jurisdiction, you may have certain rights regarding your personal information, including rights to access, update, correct, delete, restrict processing, or request information regarding how your personal information is used.

To exercise any applicable rights, please contact us using the contact information below.

CHILDREN'S PRIVACY

Our Website is not directed toward children under the age of 13, and we do not knowingly collect personal information from children under 13 years of age.

If we become aware that personal information has been collected from a child under 13 without appropriate authorization, we will take reasonable steps to delete such information.

THIRD PARTY LINKS

Our Website may contain links to external websites operated by third parties. We are not responsible for the privacy practices, security measures, content, or policies of third party websites.

We encourage users to review the privacy policies of any third party websites they visit.

CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify, amend, or update this Privacy Policy at any time. Any changes will become effective upon posting to our Website.

Your continued use of the Website following any modifications constitutes acceptance of the updated Privacy Policy.

If you have questions regarding this Privacy Policy, wish to update your information, or would like to exercise any applicable privacy rights, please contact us:

Parker Benefits Group LLC

Website: www.parkerbenefitsgroup.com

Email: info@parkerbenefitsgroup.com

Last Updated: June 2026